For those of you who have yet to sign up or reapply for a Union Bank of India debit card, it’s easy to apply and get one online through the bank’s website. You can have your debit card delivered directly to your home so that you have it in time to use your next paycheck, or you can pick it up at the nearest branch office.
The process itself will only take about 10 minutes and then you’ll be all set to use this convenient method of payment! follow the below instructions on how to apply for a Union Bank of India debit card online!
Documents required for applying UBI ATM
When applying for an ubi ATM, you will need to provide certain documents. The specific documents you need will vary depending on your situation and the type of ubi ATM you are applying for. Generally, you will need to provide some or all of the following:
- Account number
- Registered mobile number
- Netbanking Login ID or Mobile banking
- Aadhaar card or PAN Card
Things to keep in mind while applying for a debit card
Debit cards are a great way to manage your money and make transactions without having to carry a lot of cash around. It is important to keep a few things in mind while applying for a debit card.
You should also compare the fees and features of different debit cards before making a decision. Some cards come with no annual fees, while others have transaction fees or foreign transaction fees. Additionally, some cards offer rewards programs or other benefits.
It is important to be aware of the risks associated with using debit cards. Unlike credit cards, debit cards allow you to spend money that you already have in your account.
If your card is lost or stolen, someone could potentially access your funds. It is also important to keep track of your account balance, as overspending can result in overdraft fees.
Steps to apply debit card online union bank of India through Net banking
Step 1: Visit the home page of Union Bank.
Step 2: Click on the online debit card application under the Apply Online section.
Step 3: On the following page, choose to Apply for an Online Debit Card and then click OK in the pop-up window.
Step 4: Enter the Account number and Captcha, then click OK.
Step 5: Enter the OTP that was delivered to your registered phone number and click the confirm button.
Step 6: Choose between an Aadhaar card and a PAN card.
Step 7: Enter the data you choose (Aadhaar card or PAN card) together with your Date of Birth as it appears on your bank account, and then click Confirm.
Step 8: Choose between a domestic and an international card.
Domestic ATM Card vs Internation ATM Card?
There are a few key differences between domestic and international ATM cards. The first, and most obvious, is that domestic cards can only be used in the country (INDIA) they were issued in, while international cards can be used anywhere in the world.
Domestic cards also typically have lower withdrawal limits and may have higher fees than international cards.
International cards also offer better exchange rates than domestic cards. This is because when you use a domestic card abroad, the bank that issued the card has to exchange the currency for you at an unfavourable rate. With an international card, the bank will simply charge you a small fee for currency conversion.
The downside of using an international card is that you may be charged a foreign transaction fee. This is a fee charged by your bank for every purchase you make in a foreign currency.
The fee can be as high as 3% of the purchase price, so it’s important to check what fees your card charges before you apply.
Step 9: Select your preferred card type from Visa, Mastercard, or Rupay.
Difference Between Visa vs Mastercard vs Rupay?
There are a few big players in the payment processing world: Visa, Mastercard, and Rupay. But what’s the difference between them? And which one is the best for your small business?
First, let’s take a look at Visa. Visa is the largest payment processing company in the world. They have over 2 billion cards in circulation and process over $6 trillion in transactions every year. They also have a huge global presence, with operations in more than 200 countries.
Mastercard is the second largest payment processing company in the world. They process about $4 trillion in transactions every year. They also have a global presence, with operations in more than 210 countries.
Rupay is also one of the largest payment processing companies in the world. They process about $1 trillion in transactions every year. They are mainly focused on the Indian market, with operations in India and Nepal.
So, which one is the best for your small business? It depends on your needs and where you’re doing business. Visa and Mastercard are both good options, but Rupay may be a better option if you’re doing business in India or Nepal.
Step 10: Next, select one of the following choices and input the card’s name.
Platinum card vs signature vs paywave
There are a few different types of cards that you can use when you make a purchase – a platinum card, a signature card, or a paywave card. But what’s the difference between them?
The platinum card is the most prestigious type of card. It is usually only offered to high-net-worth individuals and provides a range of exclusive benefits, such as airport lounge access and hotel upgrades.
The signature card is the most common type of payment card. It is accepted by most merchants and provides a number of features, such as purchase protection and an extended warranty.
The paywave card is a contactless card that allows you to make payments by waving the card near a payment terminal.
Step 11: Pick the Delivery place you want whether communication address or in Branch, and then click Confirm.
Step 12: Now that you’ve successfully applied for a debit card, don’t forget to write down the reference number.
Steps to apply debit card online union bank through Mobile Banking
The Union Bank Mobile App allows you to perform your banking transactions on the go, without having to visit a branch. You can use the app to view your account balance, make payments, transfer funds, and more.
You can also use the app to apply for a debit card through mobile online. To apply for a Union Bank debit card online, you will need to have the following:
Step 1: Use your login PIN to access Mobile Banking.
Step 2: On the option, slide the dashboard from right to left.
Step 3: Click on the Apply Now button.
Step 4: Again Click Apply now in the ATM/Debit card section.
Step 5: Choose a Subcategory (Rupay or Visa or Master)
Step 6: Choose the Account number.
Step 7: In the Description field, type why you’re applying for a new debit card, with a minimum of 10 and a maximum of 200 characters, and then click Proceed.
Step 8: On display, You received a successful message with a reference number. Make a mental note of it for future use.
Steps to apply debit card online union bank by visiting the branch
The process of applying for a debit card online from Union Bank is a fairly simple one. If you are having problems applying for an ATM card, you should go to your local Union Bank branch and get a debit card application form. Once you have the form, you can then proceed to fill it out and submit it back to the bank.
Some of the basic information that you will need to provide in the form includes your Account number, name, address, date of birth, nationality, and occupation.
You will also need to state the type of account that you would like to open and provide the required documentation such as your PAN or Aadhaar Card.
Benefits of having a debit card
Debit cards offer a variety of benefits for consumers. Perhaps the most obvious benefit is that debit cards allow you to spend money without having to carry around cash. Debit cards are also linked directly to your bank account, so you can avoid the hassle of writing checks or going to the ATM.
Debit cards are accepted at millions of locations around the world, and they offer fraud protection in case your card is lost or stolen.
Many debit cards offer rewards programs that give you cash back or points for every purchase you make. This can be a great way to save money on everyday expenses.
We hope that this article has been helpful in your application process for a debit card with the Union Bank of India. If you have any questions that were not answered in this article, please feel free to comment below and we will get back to you as soon as possible. Have a great day!