One of the biggest benefits of owning an ATM card is its ease of transactions and immediate access to cash. But when do you need to block your card to avoid unauthorized withdrawals? This step-by-step guide will walk you through the process of blocking your Union Bank of India ATM card.
Reasons to block a Union Bank of India ATM card
There are several reasons why you might want to block your Union Bank of India ATM card.
1. They have lost their card, and they want to prevent any unauthorized transactions that may occur.
2. Their account was compromised, and they need to prevent any more unauthorized transactions from happening until the situation is resolved.
3. You may want to block a card that has been inactive for a long time and you don’t want to use it anymore
4. You may have changed banks and need to close the account associated with the Union Bank of India ATM card
Whatever the reason, here’s how to block your Union Bank of India ATM card:
Method 1: Steps to block a Union Bank of India ATM card through IVRS
You don’t have to be a bank executive to solve your issues, and you can do it right now.
Step 1: First, call the customer care line at 1800222244 / 1800222244
Step 2: From the IVRS menu, select the card blocking option.
Step 3: If you find yourself in difficulties, just choose to be connected to an executive to help you out.
Step 4: Remember that you have lost your card and want to block it.
Step 5: It’s super important to provide all of the necessary information when asked in order to block a card. They will ask you a few details like the location of your bank and the last four digits of your ATM card so they can identify it.
Step 6: After successful verification, your card is blocked.
Method 2: Steps to block a Union Bank ATM card through By SMS
Step 1: Go to your phone’s SMS app and open it.
Step 2: Send an SMS through the registered mobile number as word ‘BLOCK’ and the last four digits of your ATM card number to the number printed on the ATM card or 9223008486.
Debit card number: 3524 2543 5246 8924
Sent SMS “BLOCK 8924” to 9223008486
Step 3: You will receive an SMS confirming the blocking of your Union Bank of India ATM card.
Method 3: How do I block my Union Bank ATM card using Internet banking?
Step 2: From there, navigate to the Requests section and select ‘Block ATM card’ from the list of options.
Step 3: Then, enter the reason for the block in the space provided.
Step 4: Finally, enter the ATM card number in the text box.
Step 5: Click the ‘Block card’ button to immediately disable it.
Method 4: Block Union Bank ATM card by using U Mobile app
The U Mobile app lets you block your debit card from the app.
Step 1: Go to the “More” section of the app,
Step 2: Tap on “Cards”
Step 3: Select the card you want to block.
Step 4: Click on “Block Card” & Type the Reason to Bock.
Method 5: Block Union Bank ATM card by visiting the nearest branch
You must go to any Union Bank branch.
Inform the bank personnel that you have lost or misplaced your ATM Card and wish to have it blocked.
They will ask you for certain information regarding your bank accounts, such as ATM card number and account number.
Provide them with all the information, and your card will be blocked.
If I block my card and get a new one, will I be able to use it again?
Blocking your card is a good way to protect yourself from identity theft, and in some cases, it can also prevent your card from being used in transactions.
When you block your card, it means that the account associated with that card is no longer accessible. All future transactions will be done through the new Debit Card.
If you decide to unblock your card, it is not possible. However, it is important to note that a new Debit card can’t come with the same number as an old debit card.
If someone tries to withdraw money from your account with your blocked card can they do so successfully?
The answer to this question depends on the bank that issued the card. In some cases, the bank will allow the person to withdraw a certain amount of money, even if the card has been blocked.
In other cases, the bank will not allow any withdrawals to be made from the card, regardless of who is trying to make them.
Can someone else open an account in my name and then close it if they find out that I have blocked the card?
If you have blocked your card, the account cannot be accessed by anyone. This is to protect you from identity & Financial theft.
Do you think it’s safe to block the card without reporting to Union Bank?
I think it’s safe to block the card first and report it to Union Bank later. It’s a good idea to block the card in case it’s stolen or lost and someone is using it without your knowledge.
Do you think that it is difficult to unblock the Union Bank Of India ATM Card?
Yes, but it is not impossible. Suppose, you have lost your ATM card and you have reported the same to the bank and the bank has blocked your card. If you are willing to get back the ATM card, then you should try to meet the bank officials and tell them that you have lost the card.
Can I cancel the withdrawal request on my UBI ATM Card and unblock it?
Unfortunately, the withdrawal request cannot be revoked or unblocked.
We have provided you with all information about how to block Union bank of India’s ATM card. Go through each and every step and follow them correctly so that you can block your card easily.
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