You’ve applied for a Union Bank of India loan online, but you haven’t yet received an email confirming your application has been approved or denied.
What should you do? How long does it take UBI to respond to loan applications? What can you do to speed up the process, and how can you track the status of your loan application at UBI? Here’s what you need to know about Union Bank of India loan status checks!
Documents need to track Loan status in Union Bank
- Registered mobile number (In Hand)
- Reference number
- Account number (not necessary)
What is reference number in union bank
The reference number is a unique code that is assigned to every service request in Union Bank. This code is used for identification purposes and also for transactions. It is important to quote this number correctly while carrying out any transactions through Union Bank.
If you are using internet banking then you can simply log in and check your reference number under ‘services’ section. Else you can also call up customer care on 1800-180-3435 and they will provide you with that information.
Steps to Track loan status through Union Bank Website
Step 1: Go to the Union Bank Loan Page.
Step 2: In the Home Loan Section, click More.
Step 3: Select the Retail Loan Option.
Step 4: From the list of options, select Track Status.
Step 5: Enter the Reference number in the Popup.
Step 6: Enter your registered mobile phone number and click Verify.
Step 7: Enter the OTP issued to your registered cellphone number.
Step 8: click the submit button.
Step 9: Your loan status is now visible on your screen.
Steps to Track loan status through internet banking
Step 1: Visit the Union Bank of India’s official website.
Step 2: Log into your net banking account by entering your User ID or password.
Step 3: In services section, select the track application option.
Step 4: Select application reference number from the ‘Choose Application Status Option By’ drop-down menu.
Step 5: Finally, enter your reference number to find out how your Loan application is progressing.
By Visiting branch
You can also know about loan status in UBI by visiting branch. Visit any branch of UBI and ask for details about your loan status. They will ask for some details which you have filled in while applying for a loan.
If you applied at a physical branch then they will take your account number, DOB, reference number etc.
After entering these details they will be able to find out all details related to your loan like amount approved or not, disbursed amount, the principal repayment is done etc.
By contacting customer care
If you have already applied for a loan with UBI, you can get detailed information about your application status by contacting customer care. You can do so through any of union bank branches or contact their helpline number (1800222244/18002082244).
The following details will be provided by customer care: Information about your loan application reference number, DOB and mobile number.
Details regarding whether your loan has been sanctioned or not and if it has been approved then when you are likely to receive your loan amount. If required they will also share information regarding how much funds have been approved.
For example, if you apply for a car loan with us and have applied for another one in another bank then UBI may ask you to cancel your application from another bank first before approving yours.
So, now you know that it is an easy and simple process. You can follow the above steps to track your loan status from union bank of India. To find more details visit the official website or contact your nearby branch.
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