How To Close Bank of India (BOI) Bank Account
So, it’s time to say goodbye to the boi Bank Account. In this article, you will find information on how to close your boi bank account in India. There are several reasons why you think to close your boi bank account in India. Below we will discuss each one of these rationales in more detail.
Reason 1: You want to move your money to another bank. If you are looking for a new bank, there are several things you should consider before moving your money.
Reason 2: The bank officials of BOI cheat their customers and when customers call them for help, the bank officials play with them.
Reason 3: Start a new business or get a business loan for your existing one and need to change your account.
Reason 4: Believe you may receive a better offer from another bank
Will I lose my boi bank account if I don’t keep paise in boi bank account?
I hear a lot about bank charges and late fees when it comes to keeping the minimum balance in the account. This is not limited to just banks; most of the service providers require a certain amount of monthly recurring rupees or percentage.
If you do not maintain this amount, then you will be charged an additional fee. This fee can lead to the cancellation of the service as well. Here we will discuss how to close boi bank account online according to your needs.
Steps to Close Bank of India (BOI) account application online
Sorry to say that. You can’t close the Bank of Ireland account online, and it is not possible to do this via the internet. What you need to do is to download the account closure form online below and then go and visit a home branch of the bank.
Step 1: Use IMPS or UPI to transfer the entire amount to another bank account.
Step 2: Go to your local Bank of India branch.
Step 3: Request to close the Bank account.
Step 4: They provided a form to fill out and resubmit to the Bank officials. or Download the below button
Step 5: If you have a chequebook or a debit card, you must surrender it. You should also notify them that you wish to close an account.
Step 6: If you have any outstanding amounts, the bank executive has instructed you to clear them.
Step 7: Account closure processing has begun when the outstanding amount has been cleared.
Step 8: When the account was closed, you were notified through both your registered cellphone number and email address.
If you have not received an update from your bank on the closure of your account after 5 working days. Return to the bank or call customer service to inquire about the status of the closure account.
1800 220 229 (Tollfree)
1800 103 1906 (Tollfree)
(022) – 40919191
FAQ
Can I Close The BOI Bank Account Online?
There is no way to close BOI bank account online. In fact, there are more than 5000 branches all over India and you have to visit any of these branch offices to close your account. You can download the Account closure form here – Download.
Are There Any Charges For Closing The HDFC Bank Account?
There are no charges for closing an account in the near term. If you have any ongoing charges, you must pay them after that bank begins processing your closure application.
Can I close Bank account with ECS & cheque charges?
No, You will never ever close your bank account just like that because you have pending charges you gave to your bank. It comes under reasons like ECS, Cheque Bounce Charges. If a cheque of yours bounced, then it comes under the pending charges so you can’t.
Conclusion
I have quickly explained the procedure to follow to close a BOI bank account in Kenya. The information supplied here should help you fill in a BOI bank account close request form. The information supplied here is just a guide and is not intended to be accurate by the bank or me. You must contact the bank for any clarifications or for more details.
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