How to Fill Bank of India Account Opening Form
The Bank of India, one of the major public sector banks in India, offers several kinds of bank accounts to its customers – savings account, fixed deposit account, recurring deposit account and current account, among others.
But, if you are opening an account with the bank for the first time, it may be difficult to understand what you need to do, especially if you have never done this before or haven’t opened an account with any other bank before. Here’s how to fill out the account opening form at the Bank of India.
Requirements to open BOI Bank account
The following are some requirements that an individual needs to fulfil before opening a bank account with the Bank of India. Some documents need to be submitted in person and a few documents can be submitted online.

The documents are as follows
- Valid identity proof such as passport, driving license, Voter ID Card, PAN card etc along with one self-attested photocopy (can also be replaced by other identity proofs).
2. A Proof of Address: Any document from List B (Ration card, Election card, Utility bills such as Telephone bill or License), along with one self-attested photocopy(Can also be replaced by List C below)
3. Last 3 months bank statement/ cancelled cheque/ any other supporting documentation pertaining to your present address if it is different from your identity proof provided above. If you have changed your residence within last six months, then another document supporting your current address will be required.
4. Notarized copy of affidavit/declaration that all details furnished are true, correct and complete
5. Cheques drawn on non-resident bank accounts aren’t permitted for banking purposes
6. If your age is below 18 years, then birth certificate issued by Registrar General of Births & Deaths / Municipal Corporation / Panchayat Samiti (proof should be made out either on stamp paper or photostat attested by Gazetted Officer)/ Affidavit giving specific reasons as to why they want to open a bank account
7. Documentary evidence about identity and place of ordinary residence of his parents, i.e., educational qualification certificates issued by concerned authorities.
Benefits of BOI Bank Account
The biggest benefit of opening a Bank of India (BOI) account is that it makes all banking services convenient. Unlike other banks where customers are required to visit different branches for different banking services, BOI provides one-stop banking facilities.
You will be able to enjoy ATM cards, net banking facilities, mobile banking etc. This way you can carry out your day-to-day activities like chequebook management, expense tracking and bill payments through various channels. For instance, you won’t have to stand in long queues at ATMs as well as at bank counters.
And if you do not have time to go back home to deposit cash into your account after shopping or eating out, you can use ATMs or pay with a debit card/credit card while transacting in restaurants, gas stations and grocery stores located near branches locations – thanks to close proximity banking.
steps to Fill Bank of India Account Opening Form Example
A Step-by-Step Guide: The process of opening a bank account in India can seem complicated and overwhelming, especially if you’re doing it for the first time.
At its core, however, it’s a simple enough procedure provided you know how to go about it. Here’s a step-by-step guide that will help you open your Bank of India (BOI) account as smoothly as possible.

1. Basic information in account opening form
The first part of account opening form will ask for your personal details such as Name, Father’s Name, Date of Birth and Gender. You can write all these details in English or Hindi. If you write your information in Hindi, then also you should have a photocopy of your Aadhaar card ready.
While writing your details, make sure that you do not misspell any words because bank representatives strictly check for all mistakes. Also, in order to verify that no one else is using someone else’s information, it is mandatory to have a document with a self signature.
The following documents must be provided in account opening form:
- Name
- gender
- Caste
- Age
- State
- Permanent/Present address
- Phone number or Mobile Number
- Valid email ID
- ID Proof
The front office executive looks at details like age and gender to decide what type of bank staff will talk to customers (broker, relationship manager etc.).
Executive knows details like name, Permanent / Present Address / Phone No. / Email id may help them connect with customers easily if they have dealt with them earlier else they will ask basic details from customer through lead teller.
Identity proof
(Aadhaar Card/PAN Card/Passport/Voter ID) PAN number is required if you are an individual or Hindu Undivided Family and Resident Individual (HUF). If you are a firm, partnership or corporation, then there is no need for PAN. You can also provide an Aadhaar card in lieu of PAN.

In case you do not have any of these documents, please go through your bank or registrar’s office. There they will guide you through with other identity proofs that are accepted by RBI (Reserve Bank of India) as well as banks.
The whole idea is to provide a paper that proves your physical existence in front of them before opening up an account.
Proof of residence
If you are opening a bank account in your own name (or through a company you own), it’s essential that you have proof of residence. Most banks will not accept an out-of-state driver’s license as adequate proof; they prefer proof such as voter registration, utility bills or rental agreements.
It is also recommended that you take along your passport and national ID card for identification purposes.
2. Photographs
A few sample photographs are included in each account opening form. Keep them handy while filling up your forms, so that you can match images with boxes easily. Also, make sure you go through all terms and conditions thoroughly before signing on any dotted lines!
The last thing you want is to get stuck with a hefty fine for missing some crucial clause or rule when you start using your new bank account!
And don’t worry about not being able to understand everything; experts in legal drafting have penned down all these terms and conditions! As long as you follow the rules laid out in them, everything should be sorted out for you.
3. Signature and declaration
Signing your name in a bank account is just a mark of ownership. The information mentioned in that form is also very significant because it’s one way to know who opened an account and on which date. So, you should be careful about what information you’re going to include in that form and how are you going to put it there.
Once you’ve filled in all these sections, take a printout and submit it either personally or by post at any local branch that accepts service from Nodal Offices.
It will take 4-6 weeks after uploading to verify your documents; if there are no issues with them, an ATM card will be mailed to you within 10 working days from date of verification.
4. Moving on to Documents Verification

After your account opening form is filled out, you will be required to go through several documents verification processes. To begin with, you need to visit your nearest BOI branch for producing a bunch of documents like PAN cards, Adhar Card and so on that can help establish your identity and address.
When all these formalities are completed then only bank will issue an account number to you. This whole process usually takes around a day to 2 days depending upon certain factors.
What to do after opening a BOI bank account
After opening an account with Bank of India, you may now be wondering what all you have to do. Here are a few things that you need to do or follow after making your application.
First and foremost, is to Apply & Register Net Banking & Mobile banking Facility at any Bank of India Branch or by Self. The procedure for registering bank accounts at branches varies from bank to bank and even from branch to branch.
FAQ
Should I Need to Maintain minimum balance?
Yes, you can maintain a minimum balance for your account at BOI bank, which is Rs 1000. However, there are some basic and special types of accounts that do not require you to keep any minimum balance.
This ensures that even low-income people can open an account and use banking services because they don’t have any savings or money to meet with a minimum balance. know more Savings Account Charges.
Can I open a bank account without an aadhar card?
Yes, you can open a bank account without any valid ID proof by opening basic or special types of accounts. This is possible if you do not have PAN (permanent account number) and an Aadhaar card.
However, it is necessary for you to submit your PAN number and Aadhaar number within 30 days of setting up a new account. If you don’t submit these details within that time frame, then your bank will shut down your new account as per RBI guidelines.
Conclusion
Having a bank account is necessary in today’s world. Many financial institutions make it convenient for their customers to open accounts. Some institutions require that you walk into their branches and meet with a representative, while others offer an online application process.
In some cases, you can complete an application through your mobile phone! Use these tips to simplify your banking experience in BOI. thank you for reading this blog post about How to Fill Bank of India Account Opening Form. If you like my post please share it with others. Read More about Bank of India (BOI).