You may have heard the term CIF number / Customer ID in relation to your bank account, but what does it stand for and how do you find this important information in your Union Bank of India customer profile?
Read on to learn more about this universal bank customer number, and how you can check your own CIF details in your account with UBI.
Union Bank of India and the CIF no
In addition to the bank account number and IFSC code, Union Bank customers are issued with a 9 Digit unique identification number, known as Customer Identification Form (CIF) / Customer ID. It is similar to SWIFT code but uniquely specific for each branch. A customer can use a CIF number in place of a bank account number and IFSC Code while carrying out transactions via NEFT/RTGS, etc.
For Example: If you have banked at UBI once, you will have seen your CIF number is 000- 000 – 032 followed by numbers. With the CIF number, you can open many accounts like savings or current accounts. To be more specific, for a savings account, your account number is 000000000023146 and for your current account, your account number is 000000000051525.
They are used to identify accounts and transactions, making it easier for UBI customers to conduct banking transactions.
Why do you need a CIF no?
First, you need your CIF number when you want to operate as a bank customer and also when you want to open an account at any other bank.
The first one happens when Union Bank of India (UBI) issues you a new account. At that time, UBI gives you your very own 9 digit code called Customer Information Number (CIN).
This number is essential for other branches so that they can transfer your money from one place to another. It also allows you to do transactions on your credit card issued by Union Bank of India or anywhere else for that matter.
Even if it’s not UBI, you’ll need some sort of identifying number because most banks require them before they complete payments on behalf of their customers. So don’t forget yours!
Steps for finding your UBI CIF No
Obtain the Union Bank of India CIF Number using Passbook
The easiest way to get your CIF number from your account is using Union Bank Account Passbook. From there you can access all your bank statements, account details, funds transfer and many more features.
Go to UBI Online Services section under the Solutions & Services menu and click on Passbook Statement. This will open up your Passbook Statement.
Acquire CIF Number using Union Bank net banking
If you want to know how to get a Customer Information Facility (CIF) number for your bank account, then first you need an existing account with Union Bank or Open a New Account Online. In order to get a CIF number, follow the below steps,
Step 1: Go to the official bank of India page.
Step 2: Log in to internet banking with a user ID and Password.
Step 3: On the account Dashboard you’ll see the Profile button, Click that.
Step 4: You will now be routed to the profile page, where you will find the CIF number.
Obtain the Union Bank CIF Number by accessing mobile banking app
Customers who use Union Bank’s mobile banking app have access to services like direct payment, funds transfer and bill payments. They can also check their balance and obtain their customer information number (CIF) instantly.
Click on the three-bar icon, then select the profile option, where you’ll find the Customer Information Number.
Union Bank CIF Number appears on the statement
The first thing that you need to do is find your Customer ID. To do so, you will have to check your latest bank statement. You can also get your CIF number by Requesting Bank.
The statement includes both your account number and branch code. It’s located at the bottom right-hand corner of each page. You’ll also see your name printed there, so you know it’s for you.
Call Customer Service to find out the CIF number for Union Bank of India
Before making any transaction on Union Bank website, you have to give your Customer Identification Number (CIN) or CIF number.
This identification code helps the bank in verifying your identity and preventing fraud. You can also get the account CIF number through phone by dialling toll free customer care number of union bank.
Toll Free number (only India) : 1800 208 2244 / 1800 22 22 4
Charged Numbers: 080-61817110
For NRI: +918061817110
Corporate Head Office Address: Union Bank Bhavan, 239, Vidhan Bhavan Marg, Nariman Point, Mumbai – 400 021, Maharashtra, India 022-22892000
Visit the branch to obtain Union Bank of India CIF Number
A customer information form provides access to your personal information at all branches of UBI across India. Customers can also receive instant updates about their accounts with an SMS alert for any changes made.
To obtain a UBI CIF number, customers need to visit any branch. The entire process is paperless. There’s no application fee associated with getting your own UBI customer information form or CIF number as well.
Is a CIF number the same as an account number?
No. For example, if you are opening a savings bank account with us, you will have an account number and it will be Come under on your CIF form.
If you are getting a Demat/securities trading account or opening any other type of facility with us, such as RuPay card etc. your customer details would be recorded on your CIF form and not on any specific application form.
Can I change CIF number in Union Bank?
No, you cannot change your CIF number. You can not apply for a change of your Customer Information Format number. Any request for changing CIF number will be treated as null and void from all points of view.
Final Thoughts about CIF number
Here we are going to provide you with some information about CIF number and how to get it. For bank customers, especially corporate customers, knowing what your CIF number is and keeping track of it can be crucial.
If you do not know your specific customer information (CIF) number, contact UBI through their customer service or visit any Union Bank branch near you.