In an effort to continue to improve their services and make them more accessible, the commonwealth has made its benefits available in digital form. Users can now manage and use their benefits through an online portal as well as a debit card.
The Commonwealth Platinum Debit Card is issued by Commbank and can be used wherever MasterCard is accepted.
This article describes what the Commonwealth Platinum Debit Card is, how to get one, the benefits of having one, and the process for replacing it if it gets lost or stolen.
What is the Commonwealth Platinum Debit Card?
The Commonwealth Platinium Debit Card is a prepaid card that draws the amount directly from your account. It allows you to make purchases without the need for cash.
The card can be used anywhere that accepts MasterCard, Visa, or American Express. It’s particularly useful in situations where you don’t want to carry large amounts of cash on your person, like in a foreign country or when travelling abroad.
The Commonwealth Platinum Debit Card is an excellent choice for those who want to pay for goods and services with a single card, but don’t want to carry around large amounts of cash. The card also allows you to pay for goods and services in restaurants and shops, which can be especially helpful if you’re travelling with children.
CommBank Commonwealth Platinum Benefits
The Commonwealth Platinum debit Card is a great way to earn rewards on everyday purchases. Here are some of the benefits:
- Earns up to two points for every dollar spent at eligible on-airport ticket counters, including travel agents and airlines (1 point per dollar spent at gas stations, grocery stores and restaurants).
- Earns one point for every dollar spent everywhere else.
- Redeem points for free airfare on eligible airlines.
- Redeem points for gift cards from more than 100 participating brands.
- Redeem points for merchandise from more than 60 retailers including Amazon, Macy’s, Sears and Kohls.
- Travel Insurance
- Emergency cash assistance
- Signature protection
What are the Steps to Apply for a Commonwealth Bank Debit Card?
1. Visit the Commonwealth Bank online banking website and sign in for an account.
2. Select the option to Debit Card from the menu on the left hand side of the screen.
3. click on Apply New & Follow the instructions on the screen to complete your application and submit it online by clicking “Continue”.
4. A confirmation email will be sent to you once you have submitted your application, with further instructions.
How to Activate Commbank Platinum Debit Card
Follow the Steps to Activate the card using Mobile App
Step 1: Open the CommBank mobile app.
Step 2: Tap on Cards
Step 3: Decide on a debit MasterCard.
Step 4: Set a PIN after tapping Activate.
Follow the Steps to Activate the Card Using Net Banking
To activate NetBank, select the button below.
Step 1: Log in to NetBank.
Step 2: Select Settings from the menu.
Step 3: Select Card Activation > Debit Master Card Activation from the security menu.
Step 4: Input the last four numbers of your new card.
Step 5: Set up a PIN.
Step 6: To enter the net code you received on your mobile number, click Get Net Code.
Step 7: Activate the button: press it.
How to use Your Commonwealth Platinum Card
You can use your Commonwealth Platinum debit card for a wide range of purchases, including:
Travel. You can use your Commonwealth Platinum card to pay for eligible travel expenses like airfare, hotels, and rental cars. The card also gives you access to exclusive travel benefits from airlines like Virgin Australia.
Entertainment. You can use your Commonwealth Platinum debit card to book theatre tickets, concerts, and sporting events. You also get access to exclusive entertainment benefits from companies such as United Airlines and Delta Air Lines.
ATM access – You can withdraw money from ATMs worldwide. The Commonwealth Platinum card has a $249 per Annual fee. You can also use your card to withdraw cash from your Commonwealth savings account.
In-store purchases – You can use your card to make in-store purchases wherever Mastercard is accepted.
How to Replace a Lost or Stolen Commonwealth Platinum Debit Card
If you lose or have your Commonwealth Platinum debit card stolen, you can call CommBank and request a new card. You will be asked to confirm your identity with the last four digits of your social security number, date of birth, and an identification number like your Driver’s License number or non-driver ID card.
Step 1: Log in to your Commbank App.
Step 2: Select Card Settings.
Step 3: Enable Card Lock Option
Step 4: Go to “Lost, Stolen or Damaged Card” and click.
Step 5: Choose the Reason for Replacement option on the PopUp.
Step 6: Next, click Confirm If You Are In The Same Address You have linked with Account; otherwise, follow the instructions.
Step 7: In the pop-up menu, choose yes. You have now received confirmation of your application for a new debit card.
Your card will arrive within 1-2 weeks.
FAQ: Everything you need to know about the Commonwealth Platinum Card
Can I use my Commonwealth Platinum Card Outside of Australia?
Yes. Your Commonwealth Platinum card can be used anywhere MasterCard is accepted, including outside of Australia. You can withdraw cash from ATMs, make in-store purchases, and make online or phone purchases. However, be aware that you might charge 3% foreign transaction fees for using the card outside Australia.
How Long does it take to Get a Commonwealth Platinum Card?
You will receive your Commonwealth Platinum card within 1-2 weeks after applying.
Can I Apply for a Commonwealth Platinum Card if I am on Probation or Parole?
Yes. Commonwealth accepts applications from people on probation or parole. You will need to provide a copy of your probation or parole documents with your application.
How do I Get Help with my Commonwealth Platinum Debit Card?
You can call CommBank’s customer service at 1800805605.
Final Words: Is Getting a Commonwealth Platinum Card Worth It?
The Commonwealth Platinum card is helpful for those who want cash assistance. It provides free online account management, free bill payment, and more.
If you are receiving benefits and are on the fence about applying for the Commonwealth Platinum card, it is worth it. Not only will you be able to use your benefits more conveniently, you will also be able to avoid transaction fees.