ICICI Bank Insta Save account is the latest product launched by ICICI bank under its mobile banking initiative. The bank says, “you can open a savings account at your doorstep within an hour”. This application helps in managing money from one’s mobile phone.
Not only this, You can even deposit money into your savings account from anywhere in the country using your Aadhar card.
The account can be opened by getting proof of identity, proof of address and proof of date of birth which is given by an agent of the bank. After getting these documents, customers have to complete the KYC process using the Aadhaar card. The customer also has to submit documents like a PAN card, driving license, one passport size photograph and a copy of the Aadhar card.
Here we will show you how to check ICICI bank account activation status online.
Account activation requirements with ICICI Bank
- Number of a registered mobile phone for the purpose of verifying one’s identity by use of an OTP (In Hand)
- A valid e-mail address must be entered during registration (Login with any Device)
Is it possible to verify the activation status of an ICICI bank account online?
The answer is yes, ICICI bank is offering interest to its customers. It is very simple to check the account opening status online. The steps are given below:
- Use this link to open and track your ICICI Insta Save account
- When a new page is open, enter your mobile phone number. (page automatically refresh after 10 minutes).
- You’ll now get an OTP to the registered cellphone number. To check on the status of your account, enter this one-time password (OTP) on the display.
- You’ll now be able to see a more detailed account status on the new page. You will see your account number and branch number after KYC is complete.
- Amount in ICICI account as well as IFSC Code.
- The UserID for internet banking may also be obtained from the same screen.
What to do after ICICI bank account activation?
After you have verified that your ICICI bank account is enabled, you may go ahead and perform the following tasks:
Register for ICICI Internet Banking
The process is simple and you will be able to create your own User ID & Password, which would be used for future transactions. Your password should be kept confidential and should not be shared with anyone. You should change your password at regular intervals to ensure its security.
Install iMobile Pay App
iMobile Pay App is an easy way to manage your account on the go. Whether you are carrying the app on your mobile phone or tablet, it is easy to keep track of your payment history and transactions, transfer funds between accounts, pay bills, deposit checks, find an ATM/branch location near you and more.
You can also sign up for the iMobile Pay App using either your Android or iOS phone. Once you have downloaded the App from Google Play or iTunes App Store, you can register for this service by entering your account number and passcode. In addition, you will need to create a four-digit PIN to protect access to your account.
Have trouble signing up? Make sure that your phone’s date and time is set correctly and that you have a strong Internet connection.
Track Debit Card ICICI
The ATM card will be dispatched to your home address registered with ICICI Bank. The dispatch of the ATM card takes around 7-10 days after account opening. You can either track your debit card icici by visiting the nearest ICICI branch or by contacting the customer care number of ICICI Bank.
Track Cheque Book
A cheque Book facility is available to individuals and business customers who have opted for Internet Banking in their account. The facility provides a way to pay your bills by means of a cheque book and the recipient will get a printed copy of the cheque along with a confirmation e-mail message.
Usually, Cheques may take up to 3 – 7 working days to arrive via post, depending on location and mail delivery times. Please note that if you request a cheque book online before the normal cut off time for posting, goods may not be dispatched until the following business day.
AS My Friend Experience in ICICI ATM Issue
As this was the first time I was opening a bank account online, I was not sure if it would work or not, so I registered my details with ICICI bank before opening the account. As soon as I received the bank account statement, I tried to use my debit card for online shopping. But unfortunately, the debit card failed to work.
After spending nearly two hours on the phone with ICICI bank, the person at their helpline, after checking all my details, informed me that I needed to activate my ATM card by visiting an ICICI Bank ATM machine and entering the verification code sent to me on my mobile number.
As expected, there were several ICICI Bank ATMs in my city. So I went to one of the closest ones. After waiting for about twenty minutes in a queue for customer service, I finally reached the counter where a woman in her early thirties wearing an elegant red salwar kameez asked me what I wanted.
When I told her that I needed help because my ATM card was not working, she explained that it takes about fifteen days for any new debit card issued by them to be activated and start working.
She asked me if she could see my ATM card and after examining it carefully said that before I could use it for online shopping or withdrawing money from its e-wallet function (which is what most people do nowadays), it had to be physically activated first by visiting the nearest ICICI Bank ATM machine and entering its verification code sent to me on my mobile number.
The activation of my debit card would take about fifteen days. She also told me that before using any debit/credit card for international transactions (and visiting abroad), it is essential that it should be physically activated first at any ICICI Bank ATM machine by entering its verification code sent to me on my mobile number.
I hope this article will help you. That’s it