How to Make a Demand Draft Online in Bank of Baroda

In the digital era, it’s much easier to pay bills and transfer money online rather than using paper checks or cash. But in India, demand drafts (DDs) are still one of the most popular methods of making payments at bricks-and-mortar stores, since they provide greater assurance that money has been transferred to another bank account on time.

But how do you make an online demand draft? Read on to find out the answer in this step-by-step guide on how to make a demand draft online in Bank of Baroda.

Online Demand Draft in BOB

In today’s world, banking is done online and you can easily manage your bank account without visiting your bank branch. If you are thinking about how to make a demand draft online then you are in right place.

In Bank of Baroda, it’s a very easy and safe way where we don’t need any special training or education. You just have to follow some simple steps that I am going to tell you below.

You will learn how to do an online demand draft in Bank of Baroda and these steps are completely free. Go through the complete tutorial if you want full information on making an online DD at BOB India branch.

I am not able to see ‘Demand Draft’ option on my account

BOB net banking

For creating a demand draft online on your account, you should have an ‘Online Banking’ facility on your bank account.

In case you don’t have an ‘Online Banking’ facility, then you can enroll yourself for it by visiting any branch of your bank and providing them details such as Aadhaar Card number, Email ID and mobile number with proof.

After completion of the verification process, you will be provided with an ATM card for depositing money via Online mode.

List of Banks where you can get DD facility online

HDFC Bank, ICICI Bank, SBI, Axis Bank, Kotak Mahindra & Some Other Public Sector Banks.

Steps to issue DD from your online account at BOB?

After opening your account from Bank Of Baroda, first, you need to register yourself as an online Net banking user.

  1. After registering yourself as an online user, login to your account and choose Service request menu.
  2. Then select Demand draft /DD Request.
  3. Selece the account number
  4. Enter the Amount, beneficiary name & Branch Code.
  5. Select the mode of Delivery & Enter our Dhelivery Address.
  6. Type your Contact number.
  7. Then click on next button and enter your Transaction Password or other details asked. Finally, Your demand draft will be created instantly at a bank branch. and Start dispatch.

Why we use DD instead of Transfer

The Demand Draft or DD as it is commonly called is still one of most popular ways for people use to pay their bills.

Online payment modes like NEFT, RTGS and IMPS have made our lives easier, however, sometimes we still need a check draft or DD when transferring money from one account to another.

That’s where online demand drafts come into play. Not many people know that you can actually create an online demand draft through your bank’s website. This guide will tell you how easy and quick it is to create an online cheque at Bank of Baroda.


Where do I use DD?

Nowadays most people are adopting e-banking facilities so that they can carry out their banking transactions online. Earlier we have discussed how you can make an online transfer from your savings account and now we will take you through another step, the Demand draft.

All Indian banks offer online facilities using which one can generate demand drafts for various purposes such as shopping, Payment etc.

The procedure for making demand drafts is very simple & quick without visiting a bank branch. This can be done by any user who has an internet connection and credit/debit card linked with his/her bank account registered with UPI App or Mobile Banking Application.

what is DD?

A demand draft is similar to a cheque, but it’s drawn on your bank’s account instead of an individual checking account.

Your DD should be made out to whomever you are paying. To create one online with BOB, log in to online banking and follow the Above steps.

How can I use DD?

There are two ways that you can use a demand draft. First, you can use it as a payment method when buying something online. For example, if you wanted to buy something off Amazon, many sellers accept DD.

The second way is that your bank might give you a DD for transferring funds into your account. This works as an ATM card because banks deliver them to their customers and banks allow users to access funds through them.

Check with your bank’s customer service desk to see if they offer this service. If so, you can ask them how much money they require from you before issuing one.

If not, ask what alternatives there are for receiving cash from another person who does have access to that sort of facility. The fact is that DDs are especially useful when somebody wants to give you an amount of money but doesn’t want it in their account for any length of time.

Instead, they want it transferred into yours instantly and get a receipt as proof that it has been done.

What are DD Requirements?

In order to make a demand draft, you will need several things. You will need your account number and if you want it in somebody else’s name, you will also need their full details, like name and address etc. Also for making DDs over Rs 50,000 you will need PAN card details.

Once all these are taken care of, you can visit any branch or do it online through internet banking.
On average, a branch charges around Rs 20-30 per DD whereas online bank charges around Rs 10-15. It depends on much amount is needed for your DD.


If you want to make a demand draft, you must know how much money you want as DD and for what purpose. Once you’ve selected your amount and purpose, follow these instructions. Thank you for reading my post on how to make a demand draft online in a Bank of Baroda. keep visiting our website for more content like that.

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