Now Canara has developed a new way for opening bank accounts using ‘Canara DiYA app’. This DiYA app is designed by the bank for providing an easy way of submitting the KYC documents and opening a bank account instantly. It saves time and also benefits customers who wish to open their bank accounts from anywhere in India, at any time they want.
There is no paperwork involved in this procedure which saves your time up to the maximum level. Even the documents required for this process are available throughout you can’t miss it approach. To know how to open an account, read on further.
The Canara Bank Instant Digital Saving Account is a unique type of savings account that is purely meant for digital transactions. The main features of this account are the same as the regular saving account, however, there is one more limited feature added to it. And this is what makes it different from the regular saving account.
Requirements to open Canara Bank account online
- Aadhaar card
- PAN card (optional but Limited transaction up to 50,000)
- Aadhaar Registered Mobile number
- Smart Phone
Steps to Open Canara Bank account online Using Mobile App
Follow the below steps to open a Canara bank account online. Here are some steps that will give you information about how to apply for a new account online with Canara bank.
Before you follow these steps you need to install the Canara DiYA app from Plystore or Appstore.
Step 1: Install the Canara DiYa app on your smartphone.
Step 2: Click on ‘I think I’m seeing you for the 1st time’.
Step 3: Enter your Aadhaar number and click agree to the terms & conditions, hit ‘Verify.’
Step 4: Click Accept on FATCA declaration.
Step 5: Enter the OTP that was sent to your Aadhaar registered mobile number.
Step 6: The Aadhaar database will be accessed for basic information such as your name and address.
Step 7: If your communication address differs from your Aadhaar address, you may add it below.
Step 8: Choose whether you wish to proceed with or without your PAN card.
Step 9: Enter your passport & voter id number (both optional) but profession and Gross income must and click the Next arrow.
Step 10: A pop up with features and other benefits, click proceed.
Step 11: Select a Digital Banking service.
Step 12: Fill in your father’s name, mother’s name, married info and nominee name.
Step 13: Choose your branch, state (suggest nearest bank branch).
Step 14: Enter your mobile number and email id to register with a bank account.
Step 15: Enter OTP that is sent to your mobile number and click continue.
Step 16: It takes time, after that you got a congratulations message, Customer ID, Account number.
Step 17: Click on “Download your Welcome Kit” to know more details.
Note: If an issue happened in Step 16, you obtained a URN number, you must submit this URN number to your bank to activate the account.
Now, as soon as your account is activated you will be able to do transactions such as Debit Cards E-Wallets Credit Cards and Internet Banking. Account opening is now so easy with internet access and no need to visit the bank physically.
How many transactions do I have with this account?
There is a limit of Rs.1 lakh and a maximum credit transaction of Rs.2 lakh. It means you will be allowed to do a maximum credit transaction of Rs.2 lakh every month and/or you can avail of a loan up to Rs.1 lakh every month from the bank provided under the card.
Is it possible to open a digital account without a PAN card?
Yes, you can open an account without PAN Card in Canara Bank. But you have been facing problems to transact beyond Rs.50,000 because the customer has not submitted their Permanent Account Number (PAN) card details.
This article is all about how to create a Canara bank account without visiting the bank. Making an online account in Canara bank is the most convenient way for most people. It saves huge time and money which most people don’t have. Anyone can easily do it just by following the below simple steps. Visit to know more About Canara Bank.