How to open zero balance account in Bank of Baroda
Hello Friends, Are you looking for a zero balance account in Bank of Baroda? If yes then you are in right place. Here I am providing the facility to open a zero balance account in BOB within a few minutes. Learn about the various facilities of zero balance accounts at the Bank of Baroda.
if you have opened a bank account online before, then it will be easier for you to accomplish this task. for those who never had an account in the bank here is the step by step guide for you.
Currently, the only account that maintains a zero balance in Bank of Baroda is B3 PLUS Account (Exclude Salary Account). Using this account You can make both scheduled and unscheduled transfers, including fund transfers to third parties. This account also has a chequebook, ATM and other facilities, where you can withdraw cash at over 1,000 ATMs across India.
So, let’s have a look at how to register a B3 Plus account step by step.
Benefits of B3 PLUS Account
- Complete Digital Verification.
- Rewards on Each transaction made at travel, shopping etc.
- Visiting Branch is not necessary.
- Get an instant Virtual Debit card.
- EROS NOW – Free 6-month membership.
- There is no minimum balance maintenance.
- All residents above the age of 18 (excluding illiterates and visually challenged people) are qualified to register an account.
Documents required for BOB Account Opening
- PAN Card.
- Aadhar Card
- Aadhar-registered active mobile number
- A valid email address.
- Mobile Banking App – bob world.
- A device with Internet, Camera, and Microphone (Mobile or PC)
- Enable the browser Location of the device used to open the account.
- Enable Location.
- Individuals of Indian origin (with no political ties) aged 18 and up are eligible to join this account.
- You should be in an area that has a strong internet connection.
Steps to open Bank of Baroda Zero balance Account
The minimum balance was a major point of issue for a lot of customers. Few people knew that opening a bank account in a bank is a complex process. The process can take 2 to 3 days depending on the bank and your KYC status, but in Baroda bank, you can open an account with 10 min to 20 min.
Ensure that you have all the documents ready before going to apply. If you do not have proper documents then it would be very difficult to open an account in the Bank of Baroda. So let’s see the steps to open an account. The following steps can only use mobile App (bob World).
This app can available in both the Android Play Store and Apple App Store.
Step 1: After installing bob world open it.
Step2: Choose your Language.

Step 3: Click on “open Digital savings account”.

Step 4: On the B3 Plus Account, choose “Explore benefits.” You can repeat these procedures for every other account variation.

Step 5: Scroll to the bottom Click Apply Button.
Step 6: Fill up basic details on the form displayed such as Mail ID, Phone number, Choose all check Box if it is ok (note: If you already have an account in BOB you are not Eligible). You must validate your email address by clicking the link Sent by BOB Bank and your phone number by entering the OTP.

Step 7: Complete FATCA Declaration by clicking “I am a Tax Resident of India…” You must accept the “Terms and Conditions” and “CKYC terms” by clicking “General Terms and Conditions” and “CKYC terms” by link and Click Next.
Step 8: Next, enter your PAN number and Aadhaar number, then check two boxes.

Step 9: Enter 6 Digit OTP that was sent to your Aadhaar-registered mobile phone and click Next.
Step 10: The next step is to verify your address. You will see the address that was obtained from your Aadhaar card, and lastly, choose your home branch anywhere you like.
Step 11: Fill in your personal information and nominee information, such as father’s name, mother’s name, religion, number of dependents (family members), disability, place of birth, and so forth. Select your nomination as well and click continue.
Step 12: On the next screen, select the services you want, I prefer to select all and click next.
Step 13: Finally, double-check that all of the information is correct and click Confirm.
Step 14: Now you got your URN Number.

Step 15: The final step is to complete Video KYC. To do so, go to your registered email address and look for an email from BOB Bank that contains a link.
Steps to Complete Video KYC in Bank of Baroda – BOB
Know Your Customer (KYC) is about knowing your customer well. It is used to track all their customers, monitor their transactions and keep themselves, as well as the customer safe from any kind of illicit activities.
Through the KYC process, you will verify your customers by collecting their legal identity information including proof of address, date of birth, phone number etc. Then you will further validate the information for any discrepancy.
Requirements for BOB Video KYC
- Original PAN Card
- Original Aadhar Card
- Proof of Employment (For Salaried Person Only) – Payslip or ID Card.
- Mobile number Registered with Aadhar card
- Web browser, ideally Chrome or Safari (with Location permission in Settings)
- To sign, have a blank white sheet of paper.
- Black/blue pen on hand.
- Ensure that you have continuous data connectivity.
- The background is empty (prefer White or light Colour).
All KYC processes will be completed through video conducted by Bank of Baroda Staff. The agent will guide you through the process and capture your facial features, address and other details like PAN card number, Aadhaar Card etc.
Step 1: Open Email and click the link sent by Baroda Bank

Step 2: Enter your URN number and Click Get OTP.

Step 3: Enter OTP and click Submit OTP button.
Step 4: Pick the dates that are most convenient for you, then double-check that the slots are still available; if not, choose another date.
Step 5: When slots become available, choose a time to schedule and click Done.
Step 6: You got a thank you message and received a link through SMS for Video KYC.

Step 7: On the meeting date Click the link, enter your URN number, and then click the Get OTP button.
Step 8: Enter OTP sent to your mobile number.
Step 9: On the new page click Allow Button.
Step 10: Wait to connect with BOB Staff.
Step 11: Give the Details they ask for.
Step 12: After KYC is completed, your account information will be sent to your mobile phone and email address. (Bookmark this page for guidance after account opening)
Step 13: Once you’ve obtained your Account number (ways to find Account number), you’ll want to sign up for Internet Banking. – Here are the procedures to sign up for BOB Net Banking.
Step 14: Next is to Register & Activate Bank of Baroda Mobile Banking.
Finally, you open an account at Baroda bank and also register with internet banking.
Conclusion
A zero balance account is good for students who want to maintain their money without interest. So if you are also a student and want to open a zero balance account then you must follow these steps.
Thanks for taking your time to be here, after reading this article you must be knowing about how to open a zero balance account in the bank of Baroda for share banks.
I hope you’ve learned something useful. If you liked the article, please let me know what was good, and if possible – let me know what needs improvement (because I am always looking to become better). Read more articles about Bank of Baroda.