How To Register For Net Banking In UBI Without A Debit Card

The net banking facilities provided by Union Bank of India are some of the best in the world, but getting started on it can be confusing if you don’t know what to do first. You might think that you need to apply for a debit card to register your Union Bank of India net banking account, but that’s not true!

In this article, we explain how to register for net banking in Union Bank India without a debit card. This way, you won’t have to wait several weeks for your new card before you can start using your bank account online.

What is Net Banking?

Net banking is an electronic payment system that allows customers to conduct financial transactions on a secure website operated by their bank. Through net banking, customers can access their bank account, view account balances and transactions, transfer money between accounts, pay bills, and more.

The use of net banking is growing in popularity as it offers a convenient and secure way to conduct transactions online.

Drawback for registering UBI net banking without a Debit card?

A lot of people are registering for UBI net banking without a debit card. They are doing this because they want to avoid the hassle of going to the bank and getting a debit card. While this is a valid reason, there are some drawbacks to not having a debit card.

  • First, you will not be able to withdraw cash from an ATM. This can be a problem if you need cash in a hurry.
  • Second, you will not be able to make online payments. This means that you will not be able to buy anything online.
  • Third, If you lose your net banking login credentials, you may not be able to access your account without the debit card, as the bank will not have any other way of verifying your identity.
  • Fourth, You cannot transfer money from your account to any other person’s account. This can be a problem if you need to urgently transfer money to someone else.

Requirements to start Union bank of India Internet Banking

To start Union bank of India Internet Banking, you must have active savings or a current account with the bank. Additionally, you must have a computer with internet access and a valid email address.

  • Birthdate and PAN must be provided.
  • Your e-mail address must be on file at the branch for the account.
  • Get the Most Recent Transaction Amount – If you are new, your first transaction is the amount of your first deposit.

You can access the Internet Banking facility from anywhere and at any time. The process is quick and easy. It is also secure, as all transactions are encrypted.

Things to keep in mind while registering for Net Banking

There are a few things that you should keep in mind while registering for UBI net banking. The first and most important thing is to ensure that you have a valid email address and mobile number.

This is because the bank will send all communication, including one-time passwords (OTPs), to your registered email address and mobile number.

The next thing to keep in mind is your user ID and password. It is important to choose a strong password and to keep it confidential. You should also never disclose your password to anyone else. The bank will never ask you for your password, so be wary of any emails or phone calls asking for it.

Finally, always keep your card in sight and away from other people when you are using it. Never leave it unattended.

I hope you have found this guide useful and that you are now more aware of the dangers that fraudsters pose to your bank account.

How to register for Net Banking in Union Bank of India

Step 1: First you need to open an account with Union Bank of India through one of its branches or online.

Step 2: Go to to access Union Bank of India Online Net Banking.

Step 3: Go to the Retail User Login page.

Step 4: Click “New User?” beside the Verification option. Register.”

Step 5: Select the Online Registration Mode.

1. Online Self-Service User Registration – Retailers with Debit Cards – Register with Debit cards

2. Online Self-Service User Creation (Only Transaction View) – Retail Users Without a Debit Card

Step 6: I proceed by selecting option 2 without a debit card.

Step 7: After entering your Account Number, Birth Date, PAN Number, and Verification Code click Continue.

Step 8: Type the OTP that was issued to your registered mobile phone number and click the Continue button.

Step 9: Now that you’ve obtained your bank’s user ID, Fill in your sign-in information, including your password, and then click Continue.

Step 10: Finally, you created a Net banking user ID and password.

How to Login union bank of India net banking?

Step 1: visit UBI Net Banking Website.

Step 2: Customers need to type in username and password in order to log in.

Step 3: Submit to an online security question and confirm their identity.

Step 4: You now have access to our Dashboard.

If you are experiencing problems entering into your UBI Net banking, you may also try the following steps:

  • Wait 5 minutes before attempting to log in again…
  • Relaunch your browser…
  • Log out and back into net banking…

Why is it important to register for Net Banking?

There are a number of reasons why it’s important for you to register for net banking. Here are some of the most important ones:

  • You can easily transfer money to your friends and family without having to go through the hassle of withdrawing cash and then depositing it into their account.
  • You can pay your bills online without having to go through the hassle of going to the bank and lining up for hours.
  • You can track your expenses and keep track of your finances more easily when you have access to your account information online.
  • You can make investment decisions online, without having to call a representative.
  • You can schedule transactions to be completed at a specific time or date.
  • You can cancel a transaction if you realize that you made a mistake.
  • You can use your credit card to make purchases online, which means you don’t have to carry cash with you all the time.
  • You can manage your account more easily and efficiently online because there are many resources available on the internet that will help you learn how to use the internet banking system.
  • You don’t have to pay any monthly fees for using online banking services.
  • You can review account activity and trade confirmations online.

Does Union Bank of India internet banking is Safe?

There is no doubt that internet banking has made our lives a lot easier. We can now do our banking transactions from the comfort of our homes without having to go through the hassle of queuing up in a bank.

However, there is a downside to this convenience internet banking can be dangerous if not used correctly.

Phishing scams are one of the biggest dangers of internet banking. These scams involve criminals sending emails or text messages that appear to be from a bank or other financial institution.

The goal of these scams is to get you to provide your personal account information, such as your username and password. Once they have this information, the criminals can access your account and steal your money.

Here are some tips to help you stay safe when using internet banking:

• Always use a strong password and keep it confidential.

• Do not click on links in emails that ask you to enter your login credentials. These emails may be sent by fraudsters trying to steal your information.

• Report any suspicious activity to Union Bank of India Customer Care. You can report suspicious emails or websites by clicking on the red question mark in Gmail, or by visiting the Report Phishing Page.


In this article, we have mentioned the steps that are to be followed in order to register for net banking in Union Bank of India without a debit card. If you have any doubts or need any help, please feel free to comment below and we will get back to you as soon as possible. Thanks for reading!

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