3 Ways to Reset/Generate Bank of India BOI Credit Card PIN

In the event that you forget your PIN number, there’s no need to panic all banks have procedures to help you reset your PIN. Follow these simple steps to reset your Bank of India Credit card PIN safely and securely at home or in any of our branches in India.

Understanding Credit Cards

What is a Credit Card? A credit card is an instrument that enables you to make large purchases without cash. When you use a credit card, you are borrowing money from a bank or lender and must pay back that loan at a later date.

If you don’t, then late fees and interest rates apply. There are different types of credit cards for businesses, as well as rewards cards for consumers.

What is a Credit Card Pin?

Most credit cards are equipped with an electronically encoded personal identification number (PIN) that is used in place of a signature when making purchases. If you have lost or forgotten your card’s PIN, a trip to your bank branch is all it takes to reset it.

Each bank has its own set of rules and regulations for how you can reset or change your pin. Make sure you read through each individual policy before making any changes. Some banks make it easy; others don’t.

For example – if you have a Bank of India credit card, here are step by step instructions on how to change or reset your Credit card pin online.

Ways to generate Credit Card PIN

There are 2 ways in which you can generate a credit card pin. One is online and another one is offline. For an online generation, you need internet and pc or any device that has access to the internet. To know Online Steps do read continuously.

Generating Bank Of India Credit Card PIN using Net Banking

To reset your Bank of India Credit Card PIN number, go through these steps:

Step 1: Visit the Bank of India’s official website.

Step 2: Click on Login from BOI home page.

Step 3: Log in to your net banking account using your login information.

Step 4: Select the ‘Service Request’ option.

Step 5: Choose ‘ATM PIN Reset’ from the menu.

Step 6: Select your credit card and click the Submit button.

Step 7: Enter the one-time password (OTP) that was provided to your registered phone number.

Step 8: Enter your new PIN and press ‘submit’ button.

Generating Bank Of India Credit Card PIN using ATM Machine

Step 1: Insert and remove your Credit Card from any Bank of India ATM.

Step 2: Please choose a language.

Step 3: Select the “(Forgot / Create PIN) Green PIN” option.

Step 4: Please click the “Generate OTP” button on the page, and a 6-digit OTP will be delivered to the customer’s registered phone number.

Step 5: When the OTP is received, Re-insert and remove the Credit card.

Step 6: Please choose a language.

Step 7: Observe the following On the screen, select the “(Forgot / Create PIN) Green PIN” option.

Step 8: Please click the “Validate OTP” button at the bottom of the screen. On the “Enter Your OTP Value” Screen, enter a 6-digit OTP and click Continue.

Step 9: Proceed to the next page, where you will be asked to enter a new PIN. To generate a new PIN, please input any four numbers of your choosing.

Step 10: “Please Enter new PIN” appears on the next screen. Re-enter Same PIN again.

Step 11:The next screen says, “The PIN has been successfully changed or created.”

Generating Bank Of India Credit Card PIN using Mobile Banking

In order to reset your credit card pin, you’ll first need to login into your mobile banking app. If you Don’t Have Mobile Banking Here are the Simple Steps to Register & Activate Mobile Banking. Let’s see the Steps to reset your Credit Card PIN.

Step 1: Enter your login PIN into the Mobile Banking App.

Step 2: Choose “Card Service Section.”

Step 3: Choose Credit Card as your payment method.

Step 4: Select your card from the dropdown box.

Step 5: You will find the Generate / Reset PIN button further down, just click on it.

Step 6: Enter your One-Time Password (OTP) It will be sent to your registered mobile number.

Step 7: Enter your new preferred PIN and click the “submit” button.

Change / Reset BOI Credit Card PIN using Net banking

Step 1: Log in to your net banking account.

Step 2: Click on “credit card options”

Step 3: Click on “Change PIN”.

Step 4: The bank will then send you an OTP to your registered mobile number.

Step 5: Enter the OTP and click on “continue”.

Step 6: Enter the PIN of your choice.

Step 7: Re-enter the PIN and click on submit.

Step 8: The bank will then notify you that your PIN has been changed. Contact the bank if you haven’t attempted to change your PIN.

Change / Reset BOI Credit Card PIN using ATM Machine

Step 1: Insert and remove your Credit Card from any Bank of India ATM.

Step 2: Please choose a language.

Step 3: Select the “(Forgot / Create PIN) Green PIN” option.

Step 4: Please click the “Generate OTP” button on the page, and a 6-digit OTP will be delivered to the customer’s registered phone number.

Step 5: When the OTP is received, Re-insert and remove the Credit card.

Step 6: Please choose a language.

Step 7: Observe the following On the screen, select the “(Forgot / Create PIN) Green PIN” option.

Step 8: Please click the “Validate OTP” button at the bottom of the screen. On the “Enter Your OTP Value” Screen, enter a 6-digit OTP and click Continue.

Step 9: Proceed to the next page, where you will be asked to enter a new PIN. To generate a new PIN, please input any four numbers of your choosing.

Step 10: “Please Enter new PIN” appears on the next screen. Re-enter Same PIN again.

Step 11:The next screen says, “The PIN has been successfully changed or created.”

Change / Reset Bank Of India Credit Card PIN using Mobile Banking

If you Don’t Have Mobile Banking Here are the Simple Steps to Register & Activate Mobile Banking. Lets see the steps to Change Credit dard

Step 1: Enter your login PIN into the Mobile Banking App.

Step 2: Choose “Card Service Section.”

Step 3: Choose Credit Card as your payment method.

Step 4: Select your card from the dropdown box.

Step 5: You will find the Change PIN button further down below the Change / Reset PIN Option, just click on it.

Step 6: Enter your One-Time Password (OTP) It will be sent to your registered mobile number.

Step 7: Enter your new preferred PIN and click the “submit” button.

Calling Customer Care

The bank offers an SMS-based service, which allows you to reset a forgotten PIN. However, remember that you’ll be charged for sending an SMS and there will be a delay before you receive a response from customer care.

You can also call up customer care and request them to reset your ATM Pin or Credit Card Pin, but that would again involve waiting time and calling charges.

There is one more way: Visit any branch of Bank of Baroda and request them to do it for you.

Where can I change my Credit Card pin online?

If you are a Bank of India Cardholder and would like to reset your Credit Card PIN, simply follow the above Steps. However, please note that cardholders can only change their Credit Card pin through BOI website and not through any other App (Exclude BOI Mobile APP) or 3rd Party Website.

Conclusion

Credit cards and net banking are two ways that one can go about managing their account. Most credit cards have a designated PIN which acts as a key, giving users access to their account and enabling them to perform tasks like making payments or withdrawing money.

However, if you wish to reset your Credit Card PIN, then we’ve got you covered with easy step-by-step instructions on how to do so.

The instructions given above apply only for current user banks and not in-transit users. One thing to keep in mind is that once a request has been made for reissuing another password/PIN, it cannot be reversed.

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