(PDF) SBI General Insurance Claim Form: How to Make a Claim

SBI general insurance, also known as SBI Life, offers an extensive suite of insurance products and services from medical insurance to life and general insurance to accidental coverage.

In order to maximize your policy benefits, you’ll need to know how to file a claim properly with SBI general insurance if the time comes that you need to use your policy benefits. Luckily, learning how to make an SBI general insurance claim will be simple once you know what you need to do.

What documents are required

  • Your policy number
  • Information about your policy. Example – car and collision (such as make, model, date of purchase), copies of police reports or estimates for repairs and photos of the damage.
  • Finally, you’ll need proof that you were insured at the time of loss.

To speed up your process, use our step-by-step guide to filling out SBI’s form. Downloading it as a PDF first will help ensure everything is completed correctly without mistakes. You can also contact SBI via phone, email or live chat if you have any questions. – 18001021111.

What should you do if you have an urgent claim?

In case of an urgent claim, like damages caused by natural calamities or other reasons, your primary concern will be to get compensation quickly.

The first thing you should do is fill up your SBI general insurance claim form as soon as possible. Fill out all relevant details and submit them along with any supporting documents, including loss verification reports from insurance agents or utility providers, at least seven days before your premium is due.

Finally, keep all records related to your claim handy until its closure. This will make things easier for them if SBI ever needs to contact you again regarding details related to your claim. If everything goes smoothly, you’ll receive a cheque or NEFT quickly.

The process takes just a few minutes, but please make sure you read through these guidelines carefully. Good luck!

Where can you go for help?

Agents are licensed, trained professionals who can give you advice about your insurance policy. In addition, agents will assist you with filling out forms and any paperwork associated with making your claim. If you’re unsure how to fill out your SBI insurance form for your car or home, for example, an agent can help.

In case of an emergency, you can also call SBI 24 hour helpline at 18001021111 for assistance in filling up your claim form. SBI customer care executives will help you complete your form, if needed and get through the right path.

What are the common mistakes made while filing a claim?

You might be shocked at how many insurance claims are rejected by their insurers. A survey showed that more than half of all insurance claims were initially rejected.

If you’re looking for an SBI general insurance claim form, here’s what you should keep in mind. If your claim is not in line with these guidelines, chances are it won’t get approved.

1. The most common mistakes made when filing an SBI general insurance claim form include Claiming for losses which aren’t covered under your policy.

This can happen if you don’t read and understand your policy properly before purchasing it or if you don’t update yourself about any changes that may have been made to it over time.

In either case, you need to know exactly what kind of coverage you have before making a claim and make sure that your claim fits within those limits. If you are claiming damages caused by a natural disaster, make sure you are covered in such cases as well.

It is quite easy to overlook things like these because they are not obvious at first glance; however, they do come up from time to time and can cost you dearly if you fail to consider them in advance.

2. Another common mistake made while submitting all relevant documents with your application. It’s important that you send in everything you have that supports your claim, including receipts, photographs and any other documentation that can help prove what happened and how much it cost you.

If you don’t do so, there’s a good chance that your insurer will reject your claim because they won’t be able to verify what happened or how much it cost you.

Insurers also often reject claims if they feel as though they were filed too late. It’s important that you file your claim within a reasonable amount of time, usually anywhere between 30 and 90 days after your loss occurred.

If you wait longer than that, chances are it will be rejected because it is no longer relevant or timely enough for them to do anything about it.

3. Another common mistake made while filing an SBI general insurance claim form is not following up with your insurer once you have submitted your application.

You should always keep in touch with your insurer and provide them with any additional information they may need, as well as wait for their response before taking any further action.

If you don’t do so, there’s a good chance that they will reject your claim because they didn’t get all of the information they needed from you or because it was too late for them to act on it.

How can I avoid making these mistakes?

If you want to avoid having your claim rejected, it’s important that you keep in mind all of these common mistakes and try not to make them yourself. In addition, if you have any questions about your policy or how it works, don’t hesitate to contact your insurer as soon as possible.

Claim settlement process

The SBI General claim settlement process begins once you complete and submit your claim form. A certificate of insurance is issued and will be dispatched to you as soon as they receive your application.

SBI Claims Specialist will need some information from you before they can assess your application. For Vehicle, details of your vehicle, vehicle registration number, driver’s license number etc., along with copies of any pertinent documents such as invoices for repairs etc. are required at the time of submitting your online application for the claim.

Once all relevant information has been received by the SBI team, it will take up to 15 days for SBI to finalise your claim.

They strive hard to settle claims within 15 days but in case they require more time than stipulated above approx 30 days, you would be informed accordingly via email or phone call.

If additional documents are required by SBI during our assessment period, you would also be informed via email or phone call.

The time limit for making a successful claim

In the case of general insurance claims, you need to report any loss within 30 days from when it occurred. Remember that even after reporting an incident, your claim can be rejected if your insurer feels that you are providing information less than 30 days from its occurrence date.

If you want to make an SBI general insurance claim quickly, it is best that you download and fill up the form available on below-given link or contact your nearest branch for filling up and downloading relevant forms for submitting a successful claim.

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What happens if your claim is rejected?

Your SBI general insurance claim could be rejected if you fail to follow proper procedure, or if you do not provide all of your insurers with adequate information. If your claim is rejected, you will have one month in which to resubmit it.

It’s important that you carefully read and fill out any forms sent to you by your insurer including correspondence from an adjuster and ensure that all necessary documentation is included.

Any additional requests for information should also be complied with as soon as possible. Failing to do so may result in further delays and even eventual rejection of your claim.

The time limit for appealing against a rejection

Once you have submitted an application form for any of SBI’s general insurance products, you will receive a letter that states whether your application has been accepted or rejected.

If your application is rejected, there is a provision for you to appeal against it within 30 days from when you received that letter.

If your appeal gets rejected in turn, you can still make a final appeal against it within 60 days after receiving that rejection notice. After these time limits are over, you cannot appeal against any further rejections.


SBI’s e-claiming process takes care of most aspects of filing a claim and makes it easy for you to claim the insurance on your house, vehicle or bike. The next time you need to file an insurance claim, download SBI’s general insurance claim form and save yourself some time.

As an SBI customer, you can make as many claims as you want in one year without paying any additional charges. And if you don’t have enough money to pay for repairs after your claim is settled, SBI will loan you up to Rs. 10 lakh at low interest.

You just have to remember that not all damage is covered by insurance so be sure to check with your insurer before making a claim. thankyou for reading my post. I hope you find useful information here.

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