For those of you who have a Union Bank of India Credit card, you probably know that your online banking site requires you to enter your login information each time you want to make any transactions on the website.
Many people, however, are not aware that this information is actually stored in their bank statements. The following steps will show you how to find your Union Bank of India credit card statement password so that you can open your statement and manage it yourself.
What is a credit card statement?
A credit card statement is a summary of all your transactions. It’s also called a bill, but “statement” is the most common term. If you use your credit card to buy something online or in person, that purchase will show up on one of your monthly statements.
Credit cards are very convenient for making purchases, but they also create a lot of paperwork (and headaches) because you have to keep track of all the charges and payments you make each month.
How to download your Union Bank credit card statement
Step 1: Use the following URL to access the net banking interface using your credentials.
Step 2: Navigate to the ‘Statement’ area of the menu and click on it.
Step 3: To download the statement, pick a date range.
Step 4: When you select the date, the Credit Card statement will be shown. Your latest statement will be displayed for download or printout at this point if you want it as a PDF file.
Union Bank Credit card Statement Password?
Method No. 1
Try using the first four letters of your name and the last four numbers of your credit card.
For example, assume my name is Kiran and the last four numbers on my credit card are 5536. My credit card statement password will thus be KIRA5536 (first 4 letters of my name and the last 4 digits of my card).
Method No. 2
Try your birthday (DD-MM-YYYY) and the last four digits of your credit card number. For example, if your birthday is 08-06-1994 and your credit card number’s final four numbers are 5536, your password will be 080619945536.
NOTE: Union Bank’s password pattern format varies on a security basis, you must attempt all ways after obtaining the bank account’s pdf statement.
Why do you need to pay your credit card bill before the due date?
Paying your credit card bill before the due date is a good idea for several reasons.
You’ll avoid late payment charges. If you don’t pay your bill by the due date, you may be charged a late fee. This will typically be around Rs 200 to Rs 300, but in some cases, it can be even higher than that. If you’ve got multiple credit cards and bills to pay each month, it can add up quickly if they all get past their due dates and incur late fees!
You’ll avoid interest charges. Most cards charge interest on cash advances and unpaid balances after the first grace period has elapsed (this varies from card to card).
Even worse: Union banks automatically start charging interest (~2.95%) when they receive notification of an outstanding balance; this means they’re not going out of their way to keep track of how much money was spent or where it went they just take their cut out at the end of every month whether or not there’s enough money left over for them!
Does my union bank Credit card statement password expire?
No. The password for your Union Bank Online Personal Statement is not set to expire. If you are having issues logging in, please call the UBI credit card desk at 1800 425 1515 (24×7)
As mentioned above, the Credit Card Statement Password is important for securing your credit card and accessing the online account. This password is a combination of letters and numbers.
It has eight characters at least, and one of them should be a number and two letters. But this is not a rule as some banks can require you to use upper or lower case letters or even symbols in your password.